From the time you purchase your new home, there are many important steps required to complete your purchase. We will assist you with any questions you may have and keep you apprised of the progress of your new home. In addition to your salesperson, you will be working with a contract manager and closing coordinator who will keep you updated through phone calls, email and snail mail.
Select your community from the Community Links listed on the left. You will find links with helpful information and websites that allow you to set up services for your new home!
Contact us with questions or to request brochures with helpful information!
The mortgage financing component of the Building Solutions team is Bankers Mortgage Lending. A licensed lender, that offers a wide variety of loan products designed to fit the needs of today's buyer. Bankers Mortgage Lending, specializes in residential mortgages. At Bankers Mortgage Lending, they operate with a simple philosophy: identify the best loan for each borrower's unique circumstance and deliver exceptional service throughout the loan process. Their straightforward approach has attracted a loyal following of clients who return time and again for their mortgage lending needs. This formula has helped us grow to become one of Florida's premier mortgage lenders. Unlike the big banks that have "order takers" helping you with your loan, Banker's Mortgage Lending has highly skilled loan officers who know what it takes to get your loan through underwriting and closed quickly. No matter your needs, they are here to help.
What is a closing?
Closing or Settlement is the process where ownership of property is legally transferred to you, the purchaser. Closing on your new home does not have to be a bewildering experience—if you know what to expect and plan ahead!
You need title insurance to be sure that title to your new property is being properly conveyed to you and is free and clear of past liens and encumbrances. There are two types of title policies: The Owner's Policy which protects against any potential loss due to defects in the title to your property. You will receive an Owner’s Title Insurance policy after your closing and after your recorded documents are received back from the local city or county recorders office. There is also a lender's policy. Lenders require Title Insurance to ensure that title to your property is clear of prior claims and is insured should a subsequent claim arise.
As an arm of the Building Solutions process, Title Matters employees constantly strive to deliver new home closings on time. Because Title Matters personnel work hand in hand with the Building Solutions closing coordinator, potential problems are headed off long before the closing day. When the Building Solutions coordinator schedules your closing, a Title Matters closer will be notified. By that time Title Matters will have a copy of your contract, your lender information and your contact information. You will typically be contacted 30-45 days prior to your estimated closing date to verify the details of your purchase and discuss any questions you may have.
You may receive the final HUD-1 or CD/ Closing Disclosure (also known as the settlement statement) very close to the date of your closing — or even the same day! But if you prepare in advance, you should not be surprised with new details at the last minute.
At the closing you will sign all the documents required to transfer the property into your name and finalize your loan documents. The closing should take about 30 minutes to an hour—depending on how many questions you have!!. Be sure to bring two forms of ID!
Have questions? Please contact us and we will be happy to answer any questions you have!